Small Business Coverage

Group Health Insurance Made Easy

As an employer it’s important that you find the best group health insurance for your employees. You need the best plans, at the best rates with the least amount of hassle in the process. After all, you’re a business owner and time is precious commodity for you.

 

With new health care laws being implemented there has been a surge in employers searching to quickly acquire group health insurance or modify their existing plans. However, most business owners don’t realize that whether they manage their health insurance policies in house or utilize a health insurance brokerage they end up paying the same exact same price for their group health insurance plans.

 

Are You Paying Twice?

What often ends up happening is employers pay twice for the service work on their group health insurance. How? First, part of the premium that is paid to the insurance company is passed on to their broker as compensation for servicing their account. This is done even if the employer initially purchased the plan without a broker. That broker then gets paid, but in many cases does little or nothing in return. Second, employers also pay their employees to do the service work (or they’re doing it themselves as the owner). To clarify, we are referring to the resolution of everyday issues like billing errors, replacing lost ID cards, resolving claim issues, writing appeal letters, changing addresses, updating student verifications, assistance with mail order prescriptions and answering coverage questions and helping with provider lookups (just to name a few). Sometimes there’s an employee designated to do all this work and in other cases employees are simply resolving issues themselves on their employer’s timeEither way the employer is paying twice for the same service.

 

You wouldn’t continue to pay one of your employees if they didn’t perform the work you needed done. Yet, that’s what you’re doing if your Benefits Broker isn’t providing the full HR services and benefit services that you deserve and are already paying for. Please join the hundreds of clients and friends who count on Benefit Services to manage their group health insurance plans. You’ll be glad you did.

 

At Benefit Services of Kansas City our goal is to take the hassle out of health insurance enrollment for you. Let us find the plan that best suites your group health insurance needs and take care of all that time consuming and tedious paperwork when claims are made. As an employer you get the same group health insurance coverage for the same price while saving yourself a lot of time. That way you can focus on doing what you do best – running your business.

 

Already Have A Plan? 

What if you’ve already purchased your group health insurance directly from a health insurance company or through another brokerage? It’s just as easy. If you’re currently on a plan you can still begin using Benefit Services any time. You do not have to change your current benefit plan or your Insurance Company to take advantage of our services. Your current monthly bill and premiums will remain the same. You’ll instantly gain the advantage of the many free HR services and benefit services that will immediately enhance your current benefit plan.

 

Call Benefit Services Today

Call today for free quotes and with any questions you may have regarding group health insurance. Our experienced staff is dedicated to delivering the next level of service for you and your company.